Findings of a recent research conducted by the United States Education Department has found that on average, students are performing better during online courses than during traditional instructional classes. This is a welcome note for many educational institutions that are now pursuing measures to go online. The findings of the study could very well serve as a proof and a further driving force that education should now be taught in non-conventional ways.
The same study also revealed that students are more likely to perform best during ‘blended’ courses, wherein the elements of traditional and online classes are combined to facilitate learning. This of course is also welcomed by educators, especially those who are already doing the combination. The study showed that blending of online and traditional classes could be beneficial to both students and teachers. To students, they might not need to go out on several days and instead take learning into their own pace. For teachers, online teaching saves time and efforts, but the effectiveness still remains.
In fact, other researches found that students are very much excited and enthusiastic about online classes. They tend to pay more attention and be more participative in class activities during online or virtual sessions. This could be because students are very much free and are able to relax at the comfort of home. They also enjoy the fact that learning is not confined to the classrooms. When they are online, they tend to multitask and do many other interesting activities like social networking and Internet surfing. This, however, is seen as a potential threat as there are too many distracting sites across the Web.
The findings of the study adhere to many colleges’ assertions that blended types of instructions in classes are more effective. According to numerous colleges and universities, those classes are gaining more popularity and are gaining fastest rates of growth in enrollment. Positive results of all studies are consistent all throughout different levels of higher education, whether graduate or undergraduate. Many academic subjects are also gearing towards blended classes, if not full online instructions.
Thus, it is just logical that online education is currently providing numerous opportunities. It is able to give people more opportunities and chances for experiential learning and flexibility, according to experts. This is important because most students are now aware that the best subjects and lessons are to be learned not within the confines of the classrooms. Internet classes help students make use of practical applications of lessons learned. This assertion should be a strong reason for colleges and universities to consider further utilizing of online education methods.
The success of online education could be pointed to an effective combination of factors, which include pedagogy, curriculum, and of course time spent on courses. This way, studies agree unanimously that online teaching could facilitate more expansion to learning than its traditional counter part, face-to-face mode of instructions. This must reinforce teachers’ need and action to incorporate into daily classes digital content and open-source teaching management systems.
Education is obviously continuously evolving. It is not surprising that in a matter of years more graduate and undergraduate courses would be taught and facilitated online. Doing so would be beneficial both to students and to instructors as well. The Internet has really become an important venue for education.
In a sign that education is highly prioritized by the United States government, it has been offering for quite some time student loans for college and graduate students who need assistance. The goal of the program is very obvious: to help students get on to earn degrees despite continuously rising costs. It is a common knowledge to everyone that US students are quite independent. That is why they are left to make ends meet and finance their own endeavors.
Thousands of college and graduate students across the country are benefitting from the program. Many are earning their degrees with much financial hassle. The catch is that those students are mandated and required to repay their student loans after they graduate. This scheme is a welcome note to most students, who really are in dire need to pay for their education. But repaying loan amounts for a number of years (average about 10 years) could be a daunting task to most.
There is good news amid the current financial crisis and the pressured job market. The federal government’s Income Based Repayment program recently allowed that it would finally allow student borrowers to cap monthly loan repayments at just about 15% of total annual income. This move is expected to particularly benefit new graduates who are faced with big loan repayments amid a tough employment market these days. Graduates with lower income and with children would be required to pay much lower repayments monthly, or in specific cases, none at all.
This scheme would encompass federal loans, which account for around 66% of total student debts. Private loans made by students are not covered, though private lenders may always offer their own incentives. This is obviously and logically a welcome note to all student borrowers. However, student borrowers who have already been on defaults would not enjoy the program.
It is estimated that about 60% of US students with bachelor’s degree have student loans. On the average, such students accumulate $23,000 in student borrowings. For a typical 10-year loan repayment program, the amount would require them to pay about $260 monthly. Medical students on the average have bigger student loans at about $106,000 each. This translates to higher monthly repayments after graduation.
Because of the new student loan repayment scheme, graduates who earn about $30,000 annually would only be required to pay just up to $172 monthly. Those who earn up to $40,000 annually would pay $297 monthly. The scheme is set to help those borrowers feel some ease in repaying monthly student loan dues. It is a welcome note especially these days, when the economic crisis is still very much felt across the US.
Graduates who are employed by public service offices are entitled to more perks. For 25-year student loans, remaining loan balances would be written off. The scheme would lower repayments by up to 10 years.
The US education system has always been a role model for many countries. The country is really a nation valuing education at most. The student loan programs are indeed proof that the government is bent on helping the youth solidify their potential for the future. If only other countries could also offer the same program, many teenagers would earn degrees that would qualify them to better jobs and of course, better sources of income.
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